5 Way To Save Money Without Breaking A Sweet
FREE FOR LIFE
Why pay membership fee for a credit card if you don`t have to?. Find ones that waive this charge,especially those that do it for life!
AFTER-HOURS SHOPPING
Look out for bakeries that offer discounts on all items left on the shelves after a certain hour. The food is still fresh; they just want to clear it before closing time.
PAY IT ONCE A YEAR
When you sign up for an insurance plan, opt to pay the premiums yearly instead of quarterly or ( gasp! ) monthly. It`s much cheaper this way.
PICK AND CHOOSE
Whether you`re signing up for satellite TV or a mobile phone service, don`t take the full list of services offered. Select items you relly want and ask if they have packages that suit your needs.
CLEAR DEBT FIRST
If you`re earning 3 percent on your fixed deposit but paying 4 percent on your car loan or the BLR+1 percent on an overdraft, you`re actually at a loss. You might as well pay off your loans first.
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